Every accident victim’s top priority following a car crash should be to seek medical care for injuries. Unfortunately, while ER doctors across the country are required to provide emergency care to anyone, regardless of the patient’s insurance status, that care isn’t free, and doctors aren’t required to provide ongoing medical treatment without being paid for their services.
In most cases, the solution is for drivers to find a way to hold the party or parties causing an accident responsible and seek compensation. Suing the responsible driver is one way for an accident victim to get the compensation he or she deserves, but it’s not the only option. Before deciding how to move forward, read on to find out about accident victims’ legal options following car crashes.
Working With Insurance Companies
It’s normal for accident victims to be angry, and it’s completely reasonable to want to hold the at-fault driver responsible. However, filing a lawsuit isn’t always the best solution. Instead, injured parties should visit boohofflaw.com to find a lawyer who can help with insurance negotiations, explain when it’s better to go to court, and provide representation should filing a lawsuit become necessary.
While it’s always best to start by negotiating with insurance companies and not immediately filing a lawsuit, accident victims shouldn’t go it alone. Car insurance companies are notorious for offering quick settlements that won’t cover expenses, but a personal injury lawyer may be able to handle negotiations to get the victim a generous benefits package. Negotiating with insurance companies can lead to quicker settlements without the need to go to court.
When To Sue A Driver Personally
Going to court instead of accepting a settlement takes a lot of time and doesn’t always lead to more favorable outcomes for accident victims. However, there are some circumstances where it’s in an accident victim’s best interest to seek help from the courts. Consider suing a driver personally if any of the following circumstances apply.
The Insurance Settlement Is Unreasonably Low
Insurance companies are always reluctant to offer reasonable settlements that will cover 100% of an accident victim’s damages. Accident victims who hire lawyers to negotiate on their behalf receive an average of 3.5 times as much money, but they won’t always get the compensation required to facilitate a full recovery. If the insurance company isn’t willing to offer a fair settlement amount, it may be in the claimant’s best interests to sue the other driver.
The Medical Bills Keep Growing
The amount of money required to pay medical bills, make up for lost wages, and otherwise facilitate a full recovery following a serious accident can vary significantly. If it seems like a victim’s medical bills just keep growing and the insurance settlement isn’t going to cover the costs, it’s probably worth going to court.
It’s Obvious Who’s at Fault
In most states, accident victims need to prove that they were not at fault to hold the other driver fully liable and sue the responsible party for damages. Proving fault in court requires presenting evidence, interviewing witnesses, and taking other steps to ensure there’s no other way to interpret the situation. It will be hard to win the case if any reasonable argument can be made that the victim was at fault.
Schedule A Consultation With A Lawyer
Ready to start exploring options following a car accident? Don’t accept an insurance settlement or decide to file suit without speaking with a lawyer first. Call a local personal injury law firm to schedule a consultation as soon as possible.