The storm season in the summer months of the U.S. seems to be one that gets longer and more harrowing each year. Home Advisor reports storms in the U.S. accounted for 23 deaths from lightning strikes in 2013 alone and hail damage to property accounted for over $1,234 million in the same year. When a storm strikes we are generally cut off from the outside world for a short period of time, whether this is for the duration of a severe storm or longer.
Not being able to get into contact with an insurance company is a tough aspect of life for us to handle when we are looking to restore homes to their former glory. There are many items to consider when we are looking for a way of handling storm damage restoration, including hail damage, high water levels, and roof damage. Working with an experienced and licensed storm restoration specialist makes it easier to handle water removal and much-needed repairs to your home.
Assess the damage
There are many ways of handling storm damage restoration issues with the first steps usually being to get outside and take a look at any damage. If you have been affected by strong winds, heavy rain, and hail you need to check on the building envelope and any vehicles that may be on your property covered by insurance.
It is difficult to see all aspects of your home but there are a few steps you can take to make sure you stay safe as you are checking on your property. Today’s Homeowner explains the exterior of your property will be a dangerous place to cope with as you try to navigate the damage and check on your neighbor’s health and safety.
Contact your insurance company
When you have decided how much damage you can initially see as part of your storm damage restoration process, the next step is to contact your insurance company and begin to make plans for the future. Firstly, it can be difficult to contact your insurance provider when you are affected by a storm that can knock out power lines and stop cell phone service.
An insurance provider offers many different options for contacting them and it is common for all of these to be used in order to make contact soon after a storm takes place. You may find yourself forced to use multiple lines of communication to make contact with your insurance provider including email, telephone calls, and online chat functions.
Beware of out of town contractors
When you are affected by a major storm your region will be inundated with contractors knocking on doors claiming to be able to see storm damage to your roof. The majority of these companies will also claim they are experts at working with insurance companies who are usually experiencing a huge volume of calls and inquiries after a storm of some kind.
According to the majority of home insurance and maintenance experts, the best option is to find a local roofing expert to assess your damage and provide an estimate. The restoration of storm damage is made easier with a local company who are not overly concerned with pushing through as many jobs as possible in as short a space of time as they can.
Although local companies do now knock on doors to provide their skills following a storm, it is important you ask for licensing information about the contractor communicating with you. If they are from out of your state, the chances are they will be moving along as soon as the next storm strikes nearby and will probably try to rush through a job. The other issue with these kinds of contractors is they can be notoriously difficult to track down in case of a warranty being needed.
Storm damage takes on many different forms and working closely with your insurance company is an ideal idea. In general, you should look to obtain as many quotes regarding restoration as possible as even insurance companies can try to low-ball you when they are being hit by claims across your region.